:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;color:#101828;--loanlink-blue:#04559f;--loanlink-navy:#07264a;--loanlink-cyan:#4aa3df;--loanlink-soft:#eef7fb;--loanlink-line:#d9e6ef;background:#f7fafc;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0}a{color:inherit;text-decoration:none}.hero{background-image:url(/images/mortgage-bento-hero.png);background-position:100%;background-size:cover;align-items:center;min-height:620px;display:flex;position:relative;overflow:hidden}.heroOverlay{background:linear-gradient(90deg,#04254bf7 0%,#04559fe0 32%,#04559f5c 62%,#04559f14 100%);position:absolute;inset:0}.topbar{z-index:2;color:#fff;justify-content:space-between;align-items:center;width:min(1120px,100% - 32px);min-height:72px;display:flex;position:absolute;top:0;left:50%;transform:translate(-50%)}.brand{align-items:center;gap:10px;font-size:20px;font-weight:900;display:inline-flex}.brandMark{width:36px;height:36px;color:var(--loanlink-blue);letter-spacing:0;background:#fff;border-radius:8px;place-items:center;font-size:13px;display:inline-grid}.navLinks{color:#dcecf8;align-items:center;gap:22px;font-size:15px;font-weight:700;display:flex}.heroContent{color:#fff;width:min(1120px,100% - 32px);margin:0 auto;padding:76px 0 112px;position:relative}.eyebrow{color:#7aa6c9;letter-spacing:0;text-transform:uppercase;margin:0 0 10px;font-size:13px;font-weight:800}h1,h2,h3,p{margin-top:0}h1{letter-spacing:0;max-width:640px;margin-bottom:18px;font-size:clamp(42px,7vw,76px);line-height:1.02}h2{letter-spacing:0;margin-bottom:14px;font-size:34px;line-height:1.12}h3{letter-spacing:0;margin-bottom:8px;font-size:21px}.intro{color:#dce8f5;max-width:560px;font-size:19px;line-height:1.55}.heroActions{flex-wrap:wrap;gap:12px;margin-top:30px;display:flex}.primaryAction,.secondaryAction{border-radius:6px;justify-content:center;align-items:center;min-height:46px;padding:0 18px;font-weight:800;display:inline-flex}.primaryAction{color:var(--loanlink-blue);background:#fff}.secondaryAction{color:#fff;border:1px solid #ffffff85}.section{width:min(1120px,100% - 32px);margin:0 auto;padding:54px 0}.sectionHeader{max-width:720px;margin-bottom:24px}.sectionHeader .eyebrow,.textPanel .eyebrow,.consentBand .eyebrow{color:var(--loanlink-blue)}.moduleGrid{grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:14px;display:grid}.moduleCard{background:#fff;border:1px solid #d9e1ea;border-radius:8px;min-height:168px;padding:20px;box-shadow:0 10px 28px #13203312}.moduleCard p{color:#52677f;line-height:1.5}.moduleChatSection{padding-top:18px}.moduleChatShell{grid-template-columns:1fr;align-items:stretch;gap:16px;display:grid}.customerIntakeShell{max-width:880px}.modulePicker{flex-direction:column;gap:10px;display:flex}.modulePickerButton{color:#132033;text-align:left;cursor:pointer;background:#fff;border:1px solid #d9e1ea;border-radius:8px;width:100%;min-height:88px;padding:16px;box-shadow:0 10px 28px #1320330d}.modulePickerButton.active{border-color:var(--loanlink-blue);background:#edf6fd}.modulePickerButton span,.modulePickerButton small{display:block}.modulePickerButton span{color:var(--loanlink-blue);margin-bottom:6px;font-size:18px;font-weight:900}.modulePickerButton small{color:#52677f;font-size:13px;line-height:1.35}.moduleChatPanel{background:#fff;border:1px solid #d9e1ea;border-radius:8px;min-height:560px;overflow:hidden;box-shadow:0 10px 28px #13203312}.chatPanelHeader{justify-content:space-between;gap:16px;padding:22px 24px 14px;display:flex}.chatPanelHeader h3{margin-bottom:0}.progressPill{min-width:58px;height:32px;color:var(--loanlink-blue);background:#e8f1fb;border-radius:999px;justify-content:center;align-items:center;font-weight:900;display:inline-flex}.progressTrack span{background:var(--loanlink-blue);height:100%;transition:width .18s;display:block}.intakeStatus{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;padding:16px 24px 2px;display:grid}.intakeStatus div{background:#f8fbfe;border:1px solid #d8e4ef;border-radius:8px;padding:12px}.intakeStatus strong,.intakeStatus span{display:block}.intakeStatus strong{color:var(--loanlink-blue);text-transform:uppercase;margin-bottom:5px;font-size:12px}.intakeStatus span{color:#123345;font-size:14px;font-weight:800;line-height:1.35}.lifeStepBar{flex-wrap:wrap;gap:8px;padding:14px 24px 0;display:flex}.lifeStepBar span{color:#52677f;border:1px solid #d8e4ef;border-radius:999px;padding:7px 11px;font-size:13px;font-weight:800}.lifeStepBar span.done{color:var(--loanlink-blue);background:#edf6fd;border-color:#b8d5ee}.trustStrip{flex-wrap:wrap;gap:8px;padding:14px 24px 0;display:flex}.trustStrip span{color:#27445f;background:#f7fafc;border:1px solid #c8d9e7;border-radius:999px;padding:7px 10px;font-size:12px;font-weight:900}.moduleTranscript{background:#f7fafc;flex-direction:column;gap:12px;min-height:320px;padding:24px;display:flex}.answerPair{display:contents}.chatBubble.muted{color:#27445f;background:#f0f5fa}.errorBubble{border-left:4px solid #d64545}.questionBlock{gap:12px;display:grid}.choiceGrid{flex-wrap:wrap;gap:10px;display:flex}.choiceGrid button,.answerForm button,.chatPanelFooter button,.softChoice{background:var(--loanlink-blue);color:#fff;cursor:pointer;border:0;border-radius:6px;min-height:42px;padding:0 14px;font-weight:800}.choiceGrid button{color:var(--loanlink-blue);background:#fff;border:1px solid #bad1e4}.choiceGrid button:hover,.softChoice:hover{background:#edf6fd}.softChoice{color:var(--loanlink-blue);background:#fff;border:1px solid #bad1e4}.answerForm{flex-wrap:wrap;gap:10px;display:flex}.answerForm input{width:min(320px,100%);min-height:44px;font:inherit;border:1px solid #cfd8e4;border-radius:6px;padding:0 16px}.calculationCard{color:#123345;background:#edf6fd;border:1px solid #b8d5ee;border-radius:8px;margin:0 24px 18px;padding:16px}.calculationCard.warning{background:#fff7e8;border-color:#f1c879}.calculationCard strong,.calculationCard span{display:block}.calculationCard span{color:var(--loanlink-blue);margin-top:4px;font-size:22px;font-weight:900}.calculationCard p{color:#52677f;margin:8px 0 0;line-height:1.45}.chatPanelFooter{justify-content:flex-end;gap:10px;padding:0 24px 22px;display:flex}.valueGrid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;padding-top:8px;display:grid}.valueCard{border:1px solid var(--loanlink-line);background:#fff;border-radius:8px;min-height:154px;padding:22px;box-shadow:0 10px 28px #04559f12}.valueCard h3{color:var(--loanlink-blue)}.valueCard p{color:#52677f;line-height:1.55}.splitSection{grid-template-columns:minmax(0,1fr) minmax(280px,.82fr);align-items:stretch;gap:22px;display:grid}.chatPreview,.textPanel,.consentBand{background:#fff;border:1px solid #d9e1ea;border-radius:8px;padding:24px;box-shadow:0 10px 28px #13203312}.chatPreview{background:var(--loanlink-navy);flex-direction:column;gap:12px;display:flex}.chatBubble{border-radius:8px;max-width:82%;padding:14px 16px;line-height:1.5}.chatBubble.assistant{color:#082943;background:#f0f5fa;align-self:flex-start}.chatBubble.customer{background:var(--loanlink-blue);color:#fff;align-self:flex-end}.chatBubble.strong{border-left:4px solid var(--loanlink-blue)}.textPanel p,.consentBand p{color:#52677f;line-height:1.6}.consentBand{border-color:#aee8e3;grid-template-columns:minmax(0,1fr) 280px;align-items:center;gap:22px;margin-bottom:56px;display:grid}.consentCard{color:#123345;background:#eefbf9;border-radius:8px;justify-items:start;gap:8px;padding:18px;display:grid}.checkIcon{background:var(--loanlink-blue);color:#06253b;border-radius:50%;place-items:center;width:38px;height:38px;font-weight:900;display:inline-grid}@media (max-width:760px){.hero{background-position:63%;min-height:680px}.heroOverlay{background:linear-gradient(#071d35f5 0%,#071d35db 52%,#071d3547 100%)}.heroContent{padding-top:42px}.valueGrid,.splitSection,.consentBand,.moduleChatShell{grid-template-columns:1fr}.moduleChatPanel{min-height:auto}.chatPanelHeader,.answerForm{flex-direction:column}.intakeStatus{grid-template-columns:1fr}.topbar{min-height:64px}.navLinks{display:none}.chatBubble{max-width:94%}.startPanel .choiceGrid{grid-template-columns:1fr}}.consumerPage{background:linear-gradient(#eef7fb 0%,#f7fafc 34%,#fff 100%);min-height:100vh}.consumerTopbar{width:min(1120px,100% - 32px);min-height:74px;color:var(--loanlink-navy);justify-content:space-between;align-items:center;margin:0 auto;display:flex}.consumerBrand .brandMark{background:var(--loanlink-blue);color:#fff}.advisorLink{min-height:38px;color:var(--loanlink-blue);border:1px solid #c8d9e7;border-radius:6px;align-items:center;padding:0 12px;font-weight:800;display:inline-flex}.consumerIntro{width:min(880px,100% - 32px);margin:0 auto;padding:18px 0 4px}.consumerIntro h1{max-width:760px;color:var(--loanlink-navy);margin-bottom:10px;font-size:clamp(34px,5vw,52px)}.consumerChatSection{padding-top:12px}.consumerChatSection .sectionHeader{display:none}.consumerChatSection .customerIntakeShell{margin-inline:auto}.startPanel .chatPanelHeader{padding-bottom:8px}.startPanel .lifeStepBar{display:none}.startPanel .moduleTranscript{min-height:250px;padding-top:18px}.startPanel .questionBlock{margin-top:0}.startPanel .chatBubble.strong{max-width:100%;color:var(--loanlink-navy);background:0 0;border-left:0;padding:0;font-size:24px;font-weight:900}.startPanel .choiceGrid{grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.startPanel .choiceGrid button{text-align:left;min-height:82px;padding:14px;font-size:16px;line-height:1.25}.startTrustStrip{padding-top:10px}.explainBubble{max-width:92%}@media (max-width:760px){.consumerTopbar{flex-direction:column;align-items:flex-start;gap:12px;padding:16px 0}.consumerIntro{padding-top:18px}}:root{--advisor-primary:#031635;--advisor-primary-soft:#1a2b4b;--advisor-secondary:#006a60;--advisor-secondary-soft:#d9fbf5;--advisor-surface:#f8f9fa;--advisor-card:#fff;--advisor-muted:#44474e;--advisor-line:#d9dadb;--advisor-line-soft:#e7e8e9;--advisor-gold:#d4af37}.consumerPage{background:var(--advisor-surface)}.consumerTopbar{max-width:1200px;min-height:80px}.consumerBrand .brandMark{background:var(--advisor-primary);border-radius:8px}.advisorLink{border-color:var(--advisor-line);color:var(--advisor-primary);background:#fff}.consumerIntro{width:min(1200px,100% - 48px);padding:42px 0 22px}.consumerIntro h1{max-width:720px;color:var(--advisor-primary);font-size:clamp(34px,5vw,48px);font-weight:700;line-height:1.12}.consumerIntro p:not(.eyebrow){max-width:640px;color:var(--advisor-muted);font-size:18px;line-height:1.55}.consumerChatSection{width:min(1200px,100% - 48px);padding-top:12px}.consumerChatSection 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button{background:var(--advisor-primary);color:#fff;cursor:pointer;border:0;border-radius:12px;min-height:48px;padding:0 18px;font-weight:800}.softChoice{border:1px solid var(--advisor-secondary);color:var(--advisor-secondary);background:#fff}.contextCard{border:1px solid var(--advisor-line-soft);background:#f8f9fa;border-radius:18px;grid-column:3;padding:22px}.affordabilityCard{border:1px solid var(--advisor-line-soft);background:#fff;border-radius:18px;grid-column:2/4;padding:28px;box-shadow:0 8px 20px #0316350d}.affordabilityCard.good{border-color:#006a604d}.affordabilityCard.watch{border-color:#d4af378c}.affordabilityCard.warning{border-color:#ba1a1a52}.affordabilityCard h4{font-size:30px}.affordabilityCard small{margin-top:10px;display:block}.affordabilityCard button{margin-top:22px}.stateCard,.completionCard{border:1px solid var(--advisor-line-soft);background:#fff;border-radius:16px;grid-column:2/4;padding:20px}.completionCard{gap:10px;display:grid}.completionCard strong{color:var(--advisor-primary);font-size:20px}.calculationCard{border-radius:16px;grid-column:2/4;margin:0}.chatPanelFooter{padding:0 32px 28px}@media (max-width:980px){.guidedWorkspace{grid-template-columns:1fr}.answerSummary,.currentQuestionCard,.contextCard,.affordabilityCard,.stateCard,.completionCard,.calculationCard{grid-column:1}.startPanel .choiceGrid,.answerForm{grid-template-columns:1fr}}@media (max-width:760px){.consumerIntro,.consumerChatSection{width:min(100% - 32px,1200px)}.chatPanelHeader,.guidedWorkspace,.lifeStepBar,.chatPanelFooter{padding-left:18px;padding-right:18px}.progressPill{max-width:none}.currentQuestionCard h4,.contextCard h4,.affordabilityCard h4{font-size:23px}}.stitchStartSection{width:min(1200px,100% - 48px);padding-top:26px}.stitchBentoGrid{grid-template-columns:repeat(12,minmax(0,1fr));gap:24px;display:grid}.stitchBentoCard{min-height:280px;color:var(--advisor-primary);cursor:pointer;text-align:left;background:#fff;border:1px solid #c5c6cfb8;border-radius:24px;transition:transform .18s,box-shadow .18s,border-color .18s;position:relative;overflow:hidden;box-shadow:0 4px 12px #0316350d}.stitchBentoCard:hover{border-color:#006a6061;transform:translateY(-4px);box-shadow:0 14px 30px #03163517}.stitchBentoPrimary{grid-column:span 8;min-height:320px;padding:32px;display:block}.stitchBentoSecondary{background:linear-gradient(#d9fbf575,#fff 64%);flex-direction:column;grid-column:span 4;justify-content:space-between;padding:32px;display:flex}.stitchBentoWide{border-left:5px solid var(--advisor-secondary);grid-column:span 12;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:22px;min-height:210px;padding:32px;display:grid}.stitchBentoPrimary .stitchIcon,.stitchBentoPrimary .stitchBentoText{z-index:2;position:relative}.stitchBentoPrimary 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24px;display:inline-flex}.stitchBentoImage{background-image:linear-gradient(90deg,#ffffff1f,#03163514),url(/images/mortgage-bento-hero.png);background-position:50%;background-size:cover;width:48%;position:absolute;top:0;bottom:0;right:0}.stitchWizardWorkspace{grid-template-columns:minmax(240px,.82fr) minmax(420px,1.35fr) minmax(240px,.9fr)}.wizardHelpCard{background:#d9fbf58f;border:1px solid #6fd8c8b3;border-radius:18px;grid-column:3;gap:14px;padding:22px;display:grid}.wizardHelpCard>span{color:#005048;text-transform:uppercase;letter-spacing:.01em;font-size:12px;font-weight:900}.wizardHelpCard p{color:#005048;margin:0;line-height:1.55}.advisorMiniCard{border-top:1px solid #006a602e;align-items:center;gap:12px;margin-top:6px;padding-top:16px;display:flex}.advisorAvatar{background:var(--advisor-primary);color:#fff;border-radius:50%;place-items:center;width:44px;height:44px;font-weight:900;display:inline-grid}.advisorMiniCard strong,.advisorMiniCard small{display:block}.advisorMiniCard strong{color:var(--advisor-primary)}.advisorMiniCard small{color:var(--advisor-muted)}@media (max-width:980px){.stitchBentoGrid,.stitchBentoWide{grid-template-columns:1fr}.stitchBentoPrimary,.stitchBentoSecondary,.stitchBentoWide{grid-column:1/-1}.stitchBentoPrimary{padding:0}.stitchBentoPrimary .stitchIcon,.stitchBentoPrimary .stitchBentoText{margin-left:28px}.stitchBentoPrimary .stitchIcon{margin-top:28px}.stitchBentoPrimary .stitchBentoText{max-width:none;padding:0 28px 28px 0}.stitchBentoImage{order:-1;width:100%;min-height:230px;display:block;position:relative}.stitchWizardWorkspace{grid-template-columns:1fr}.wizardHelpCard{grid-column:1}}@media (max-width:760px){.stitchStartSection{width:min(100% - 32px,1200px)}.stitchBentoCard,.stitchBentoWide{border-radius:18px;min-height:auto}.stitchBentoSecondary,.stitchBentoWide{padding:22px}.stitchBentoPrimary .stitchIcon,.stitchBentoPrimary .stitchBentoText{margin-left:22px}.stitchBentoText strong,.stitchBentoSecondary .stitchBentoText 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